panies (the companies belonging to the Ians of Uppsala, Ostergotland, Skane and
Halland, A Ivsborg, Skaraborg, Örebro and Vastmanland). Besides these, the
mutual fire insurance societies of Kronoberg lan _and of the rural parishes of
Markaryd, Hinneryd, Tolg, Virestad, and Vaxjo also granted compensation for
damage by hail occuring to crops insured against fire in the companies. Out
of these companies, the Allmanna Hagelskadeforsakringsbolaget had in the
same 1 year 5 351 shareholders with an aggregate insurance sum of .20 912 740
kronor, and the 7 lan companies together 19 274 shareholders and 54 084 271
kronor in amount of liability; thus in 1912 24 631 properties were insured against
hail to an aggregate amount of 74 917 O il kronor. In the course of the year
821 cases of damage by hail was compensated for with altogether 232 474 kronor,
out of which 48 411 kronor was paid by the Allmanna Hagelskadeforsak-
ringsbolaget.
Burglary Insurance is given on personal movable property, goods, machines, inventories,
and money, and on damage to buildings. These companies that give
burglary insurance also give insurance against highway robbery. Insurance of
this kind was earried'on in 1912 by .11 Swedish joint-stock companies, namely
Securitas, Skandinavien, Hansa, Ncrrland, Freja, Heimdall, Victoria (fire), Fylgia,
Norden, Alercurius and Malmo, besides which one-foreign company took up burglary
insurance in Sweden.
The .premiums for all these companies amounted in 1912 to about 505 000
kronor.
Travellers’ Luggage Insurance, which is undertaken by the majority of the
companies enumerated above, has not attained any great amplitude, as many of
the risks coming under this head are doubtless covered by maritime insurances
companies. •
Glass Insui'ance, was given in 1912 by 12 insurance companies. Out of these
10 were Swedish, notably the Goteborgs fonsterforsakringssallskap (the Gothenburg
Window Insurance Company), the Svenska Glasforsakringsaktiebolaget, Securitas,
Stella, Skandinavien, Hansa, Fylgia, Norrland, Victoria (fire) and Malmo
and 2 foreign companies. All these companies were liable at the termination
of 1912 for an aggregate insurance, sum of approximately 8 million kronor, E as
against a premium revenue of about 185 000 kronor. The damages in this year
amounted to about 212 683 kronor gross.
Fidelity Guarantee Insurance, granted principally as a security against embezzlement
by collectors of taxes and debts was transacted in 1912 by the thpe
joint-stock companies, Hansa, Norrland, and Securitas, wich at the end of the
year were collectively liable for 9 992 246 kronor, had a premium revenue; of
93 448 kronor, and paid compensations to the amount of 82 103 kronor.
Liability Insurance, by. which is meant insurance for the liability for damages,
was granted in 1912 by four Swedish joint-stock companies, Securitas, Hansa,
Heimdall and Skandinavien. The aggregate insurance stock amounted a^jjhk
close of the year 1912 to about 30 mill, kr., the premiums to 52 275 kronor,
and the compensations for damages tg.about 6 600 kronor. Besides there are
5 foreign companies wich carry on this business in Sweden.
Damage by water Insurance, for damage by water in the strict sense, was
granted in 1912 by the six Swedish joint-stock companies, Securitas, Norden,
Freja, Skandinavien, Victoria and Malmo and one foreign company, the total
amount, of the liability for all these companies together amounted to about 49
million kronor, the premiums to about 74 000 kronor, and compensations for
damage to about 11 500 kronor.
In the sphere of Sickness Insurance there were operating in 1912 a number
of companies. This kind of insurance has during the last decennium undergone
a remarkable development. It has been carried on principally on two
main lines: sickness insurance subject to notice, and sickness insurance not
subject to notice.
Sickness insurance subject to notice, mainly in combination with accident insurance
was granted by the accident insurance companies, Fylgia, Skandinavien,
Norden, Heimdall, Hansa, Securitas, and Gothia, as well as by a couple of
foreign companies.
Sickness insurance not subject to- notice was granted by the Eir Sickness Insurance
Company.1 That Company undertook on its own account sickness insurance
t solely, though, in addition to that, sickness insurance combined with life insurance
in any one of the following companies: Skandia, Svea, Thule, Skane, Allmanna
Lifforsakringsbolaget, Oden, Brage, or De Forenade.
Combined life and sickness insurance was transacted also by the Svenska Lifforsakringsbolaget
and by the Lif= and Sjukforsakringsbolaget Vasa.
Besides the federations named above, notably the Tarifforeningen and
the Svenska Lifforsakringsbolagens Direktorsforening, the following societies
are engaged in promoting the development of Swedish life insurance
business: the Forsakringsforeningen (the Insurance Society) since 1875,
and the Svenska Lifforsakringsbolagens ofverlakareforening (The Swedish
Life Insurance Companies’ Medical Union) and the Aktuarieforeningen
(Society of Actuaries).
The Forsakringsforeningen has its own press organ, namely the “For-
sakringsforeningens Tidskrift”, which has been issued since 1878. Other
press organs in the insurance branch are the “ G-jallarhornet” and the “As-
surans”.
1 The Valkyrian Insurance Company on the 1st October 1912 started sicknes insurance
business on essentially the same lines as the Eir Sickness Insurance Company.